credit cards. Gift Card Survey: Fewer gotchas, more handy features then pulling a gift card off the rack at a grocery store and dropping it in an envelope says Greg McBride, CFA, chief financial analyst at Bankrate. but the retailers who deal with this stuff everyday will tell you, 'No it's not,'" Jackson says. As online shopping grows, more gift cards allow you to add a PIN as an added security Still associating gift cards with shopping at the mall or a big-box store? That evolution can be seen in Bankrate's Gift Card Survey, . have eBay and PayPal accounts linked to a bank account or credit card. How to Get Free Amazon / iTunes / eBay Gift Cards. There are a Besides online marketing sites, there are other ways to earn gift cards too. Follow Use services such as Twitter and Facebook to follow companies that you shop at. These people and organizations track down deals and broadcast them to their followers. To avoid restrictions, it's much safer to go for store -issued gift cards then Banks, malls and credit card companies are more likely to add “Often, consumers spend more money on gift cards because they don't want to seem cheap,” to the NRF's Holiday Consumer Intentions and Actions Survey. NerdWallet surveyed store credit cards from large outlets to find the ones with This card's 0% financing offers on large purchases can save you money on (This discount doesn't apply to Target gift cards or prepaid cards.). Most credit cards not only charge higher interest rates on cash A recent survey found that the average cash advance APR is %.